Welcome to this wonderful retreat on the shore of Fernald's Basin! This peaceful 1. 85 acre lot has over 200 feet of shorefront on the basin, access to the walking trails and easy access into town, the Nick and Albee Beach. The lot is nicely fenced in as well. The home is modular construction built in 2016. From the two car garage you enter the mud room. There are two bedrooms and a full bath off the hall way that leads to the main living area. Here is a wonderful, large kitchen with plenty of counter space for all kinds of cooking, a large pantry closet and a breakfast bar. Off the kitchen is the dining room. To the waterside of the house is the living room with sliders to a large deck to enjoy the outdoors. The views from the living room are stunning with sunrises, the waterfront, and the wildlife too! The primary bedroom is off the living room with a slider to the deck as well. There is a large walk-in closet and a wonderful ensuite bathroom with a large corner soaking tub too! The lower level is full walk out with tons of windows, plenty of sunlight and awaiting your ideas to finish it for more space too! Come and see this special place that is move in ready!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $619,920 | $619,920 | $619,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $577 | $577 | $577 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,124 | $4,120 | $5,315 |
Total Monthly Payment | $4,793 | $4,789 | $5,984 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.