Welcome Home! You'll love the open floorplan of this newly renovated ranch. Large living room with wood-burning fireplace and picture window ties perfectly into the 4-person breakfast bar and built-in open wall shelving. Granite countertops and cherry stained solid wood cabinets make this open kitchen perfect for entertaining. Off the kitchen there is access to the exterior deck overlooking Simsbury Open Space and Grimes Brook. The back hallway leads to a larger pantry space, main floor laundry area, and newly renovated half bath as well as access to the attached 2-car garage. Three bedrooms and a full bath with a large updated vanity finish off the main floor. The newer windows with custom blinds create an efficient space for heating and cooling. Partially finished and heated walk out lower level with new carpet is currently set up as a home office, guest area and play room. The remainder of the basement area is a large unfinished storage area with newer Buderus boiler and is connected to sewer, no septic. 10 Alder Road is located in a popular quiet neighborhood in the Squadron Line district just blocks from Henry James Middle School and minutes to the town center.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 11.1 x 10.0 | Main | |
Bedroom 2 | 11.1 x 12.7 | Main | |
Dining Room | 10.1 x 12.7 | Main | |
Full Bath | Tub w/Shower | 7.0 x 9.3 | Main |
Half Bath | 6.0 x 5.4 | Main | |
Kitchen | Breakfast Bar,Built-Ins,Granite Counters,Eating Space,Tile Floor | 11.2 x 12.7 | Main |
Living Room | Bay/Bow Window | 22.5 x 12.9 | Main |
Primary Bedroom | 11.8 x 15.2 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,920 | $327,920 | $327,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $524 | $524 | $524 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,209 | $2,179 | $2,812 |
Total Monthly Payment | $2,808 | $2,778 | $3,411 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.