Welcome to the premier 55+ maintenance-free gated community of Traditions, where you'll discover this wonderful 2-bedroom, 2-bath home with a den, designed as an eco-smart residence. Step into the spacious Great Room, adorned with crown molding and imported Italian tile flooring, creating an elegant and inviting ambiance. Oversized glass sliding doors provide seamless access to the screened-in lanai, allowing you to enjoy the outdoor living space. The gourmet kitchen is a chef's dream, featuring timeless Kraftmaid 42" Upper Cabinetry with Crown Molding Trim, soft close hinges and brushed nickel hardware. The center island is embellished with Cambria quartz countertops and pendant lighting, creating a focal point in the kitchen. Additional functional elements include a walk-in pantry with Closet Organizer System, pull-out shelves, and a stainless steel appliance package that includes a convection range & microwave. The charming breakfast nook offers additional seating options, perfect for casual meals. The open concept floor plan is ideal for entertaining, as the formal dining room seamlessly flows into the living area. Through out the home there are plantation shutters and across the back of the home Hunter Douglas Custom Remote Control Shades have been added for your convenience. The primary bedroom suite is a retreat of luxury, enhanced with tray ceilings, luxurious berber carpet and a walk-in closet with California closet organizer system. The primary bathroom offers a comfort-height vanity with dual sinks, quartz countertops, a water closet, and a handicap accessible tiled shower, adorned with decorative listello tile. Crown molding and arched entranceways throughout the home add architectural elegance to the décor. For outdoor enjoyment there is a covered lanai with extended screen area, providing a serene space to relax and unwind. For your pampered 4 legged child there is a screened in doggie area complete with artificial turf. Additional amenities of this home include a laundry room with solar sky light, washer, dryer, a keyless entry smart lock and thermostat, double-pane low-e windows, an A O Smith hybrid water heater, architectural shingles, a radiant heat barrier, GreenGaurd Max house wrap, an alarm system, gutters, Pelican salt-free water filtration/softener system, screened in front entrance, Stone Exterior Facade, a paved walkway and driveway, a garage door opener, 2 over head storage racks, work bench w/peg board and a 2-car garage with a golf cart niche. The picturesque community of Traditions offers an array of planned community activities and amenities, including a lakefront clubhouse, a dock and boat ramp, a heated swimming pool and spa, a ballroom, billiards, a meeting room, a library, a computer room, a craft room, a dog park, tennis courts, a basketball court, bocce, shuffleboard, a fitness center, an aerobics studio, and much more. Monthly HOA Fees included Lawn Service, Cable, Internet and Exterior House Painting. Conveniently located near shopping, restaurants, medical facilities, and major routes, this community provides both comfort and convenience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $230 | $230 | $230 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,892 | $1,842 | $1,260,807 |
Total Monthly Payment | $2,197 | $2,147 | $1,261,112 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.