Discover the charm of Old Florida in this gorgeous custom-built home located in the gated community of Florida Days. Designed in an 'Old Florida Style, ' these homes evoke the familiarity and charm of the simple homesteads once found in the coastal South. Nestled within cozy wooded parks filled with century-old oak trees, this quaint 113-acre community is strategically located along the Spruce Creek Preserve in the Turnbull Bay area of New Smyrna Beach. Enjoy the natural splendor of grand pines and rustling palmettos, alive with egrets, deer, and wild turkeys. This eco-conscious community is mapped out to follow the natural lay of the land and boasts 35 acres of communal areas, including neighborhood parks and nature trails. Centrally located in New Smyrna Beach, it offers a short drive to downtown shopping, dining, and beaches. The community features traditional vernacular architecture on all homes, with five golf courses within five miles.
Residents have access to nature trails and direct entry to the 2, 200-acre Spruce Creek Preserve, perfect for hiking, biking, horseback riding, and kayaking. Natural vegetation is preserved on home sites, maintaining the area's beauty.
Florida Days seamlessly blends expert craftsmanship with Old Florida charm. This home, spanning over 2, 600 sq ft, includes 3 bedrooms and 2. 5 baths. As soon as you walk in the front door, you are greeted by an inviting open concept with sliding glass doors that open onto a tropical oasis in the backyard, complete with a very private heated saltwater pool. Imagine yourself sitting on the covered porch with your morning coffee, enjoying the peace and serenity. Florida living at its finest!
The gorgeous kitchen is a discerning chef's dream, featuring ample counter space, a gas range, a large pantry, new appliances, and plenty of storage. Perfect for entertaining, it also includes a breakfast bar. The home features coffered ceilings in the living room, an open floor plan, a covered rear porch, a private heated pool, and beautiful native Florida landscaping. Metal roofs, verandas, porch swings, a dedicated office area, and a den are just a few of the enchanting adornments that make this home truly special. The primary bedroom, with its ensuite bath featuring a soaking tub and a spacious walk-in shower, offers your own luxurious retreat. The split floor plan ensures privacy for you and your guests.
A spacious laundry room provides access to the 2-car attached garage, adding convenience to this beautiful home.
Come see this beauty, make it your own, and you could be relaxing on the covered porch with your morning coffee, enjoying the peace and serenity.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $763,200 | $763,200 | $763,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.343% | 6.876% | 6.725% |
Monthly Tax Payment | $302 | $302 | $302 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,887 | $4,950 | $6,648 |
Total Monthly Payment | $5,281 | $5,344 | $7,042 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.