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796 Village Lake TERRACE N, #204, St. Petersburg, FL, 33716 | $140,000
Welcome to the highly desirable Village Lakes community! This updated, turnkey, fully furnished second-floor condo offers 1 bedroom and 1 bathroom, ready for you to call home. As you step inside, you'll be greeted by beautiful laminate wood flooring and a wall of windows that allow plenty of natural light to flood the space. The kitchen is sure to impress with its stunning cabinetry, granite countertops, stainless steel appliances, subway tile backsplash, and a pass-through to the living room, creating a spacious and inviting atmosphere. The oversized bedroom features an ensuite bathroom and a large walk-in closet. The balcony provides the perfect spot to relax and enjoy the natural surroundings. The Village Lakes Condo Community is impeccably managed, featuring serene lakes, lush landscaping, and an array of amenities. Residents can enjoy this pet friendly community strolling around the lake via a charming walking bridge, taking a dip in one of two community heated pools (one with a kiddie pool), utilizing private clubhouses, relaxing in the sauna, or taking advantage of the community playgrounds, splash pool, convenient car wash station, or either of the two tennis courts. Additionally, the association fee covers water, sewer, cable, trash, internet services, and pest management. Located just minutes away from gyms, restaurants, grocery stores, and gas stations, this property offers unparalleled convenience. With easy access to I-275, residents can quickly reach Tampa, downtown St. Pete, beautiful beaches, and two international airports. This home checks every box for top-notch amenities at an affordable price. Schedule your showing today and discover your new home in Village Lakes!
Features
- Heating: Central, Electric
- Cooling: Central Air
- Levels: 2
- Amenities: Cable TV, Clubhouse, Laundry, Maintenance, Playground, Pool, Tennis Court(s)
- Rooms: 4
- Bedrooms: 1
- Baths: 1 full
- Laundry: Common Area
- Complex: VILLAGE LAKE CONDO
- Year Built: 1974
- Approx Sq. Feet: 675
- Acreage: 0.02
- Est. Taxes: $1,063
- Condo Fee: $436 Monthly
- View: Pool
- Elem. School: Pinellas Central Elem-PN
- Middle School: Fitzgerald Middle-PN
- High School: Pinellas Park High-PN
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Exhaust Fan, Microwave, Range, Refrigerator
- MLS#: U8247871
- Days on Market: 94 days
- Website: https://www.raveis.com
/prop/U8247871/796villagelaketerracen_stpetersburg_fl?source=qrflyer
Listing courtesy of EXP Realty LLC Phone: 888-883-8509
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
796 Village Lake TERRACE N, #204, St. Petersburg, FL, 33716
$140,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $112,000 | $112,000 | $112,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
| Monthly Tax Payment | $89 | $89 | $89 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $708 | $681 | $886 |
| Total Monthly Payment | $872 | $845 | $1,050 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388