Charming, serene, lakefront sanctuary with clean air and water on 4. 07 wooded acres maintained using organic principles by single owner for 45 years. Centrally located to St. Augustine Beach and Gainesville, this spring-fed lake property offers a perfect blend of natural beauty and recreational opportunities, such as fishing, canoeing, paddleboarding and swimming. Five freestanding buildings with screened decks and porches accommodate 6 or more residents or serve as art studios or business quarters. 4 full bathrooms, 1 outdoor shower, 2 wells, and a 16, 000-gal screened-in saltwater pool and hot tub ringed with an artful brick paver deck. Acreage is fenced and bamboo-lined on two sides with lakefront comprising a third side. A half-acre organic vegetable garden, herb beds, and flowering plants thrive along with over fifty mature avocado, citrus, pomegranate, loquat, banana, guava, kiwi, persimmon and other fruit trees that dot the property. Stately Live Oaks, longleaf pines, and flowering trees and plants lovingly tended in mulched beds or on trellises guarantee that something is always in bloom and edible. Statuaries, birdfeeders, and hand-crafted tilework, walkways, wooden flooring and collectables dazzle at every turn in the buildings and along walkways. This is a magical property that has good karma. It is scented with ginger, orange blossom, and jasmine that attract butterflies and wildlife, and would be ideal for community living, retirement, extended family, art studios, AirBnb units, recreation, or a cottage industry. Centrally located in Gainesville and St Augustine
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $92 | $92 | $92 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,415 | $4,306 | $5,437 |
Total Monthly Payment | $4,599 | $4,490 | $5,621 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.