Discover the charm and promise of this spacious 3-bedroom, 1. 5-bathroom colonial home, nestled on a private 0. 57-acre lot at 95 Muncie Rd, West Babylon. Literally around the corner from the Bergen Point Golf Course, the yard backs up to the driving range, making it a golfer's dream location. Upon entering, you're greeted by a cozy foyer leading to a formal dining room, a comfortable living room, and an expansive eat-in kitchen. The kitchen is a culinary delight, featuring a large island with an electric Jenn-Air gas cooktop and griddle, dark espresso cabinets, granite countertops, and sleek black appliances, including a dishwasher, refrigerator, and double wall oven. Adjacent to the kitchen is a dining area with a fireplace and glass sliders that open to the backyard, creating a perfect setting for indoor-outdoor living and entertaining. The rear of the house boasts a large sunken great room with a cathedral ceiling, another wood-burning fireplace, and additional sliding glass doors, providing seamless access to the generous backyard. Upstairs, the home offers three well-appointed bedrooms, including a main bedroom and a spacious bathroom complete with a jacuzzi tub, custom shower, and double vanity. The second floor also features a roomy walk-in storage closet and continues the beautiful wood flooring found throughout the home. Additional features include a full unfinished basement with a brand new Biasi oil boiler with a Riello Burner and hot water heater. The two fireplaces add to the home's warmth and charm. Located South of Montauk in the desirable West Babylon area, this property blends privacy with convenience. Embrace the opportunity to make this house your own and infuse your unique style into its inviting spaces.
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Our Executive Mortgage Banker:
Our Insurance Division:
$759,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $607,200 | $607,200 | $607,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $1,521 | $1,521 | $1,521 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,091 | $4,036 | $5,206 |
Total Monthly Payment | $5,704 | $5,649 | $6,819 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.