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Welcome to the desirable townhouse community of Patriot Ridge centrally located in New Windsor. Located in the back of the complex, you will find this lovely 1485sf, 2 bedroom, 2. 5 bath townhouse. The first level with gleaming hardwood floors offers a sun drenched eat-in kitchen with granite counters and stainless appliances, generous sized living room with fireplace & sliders to patio and powder room. Second level includes an oversized primary bedroom with cathedral/vaulted ceiling, walk-in closet, full bath and steps up to the loft which is currently used as additional storage area but has so much potential - nursery, office, yoga/meditation area. . Second bedroom with large closet, full bath, and laundry closet complete the second level. Lower level includes a one car garage and unfinished basement. HVAC system was replaced October 2017, and hotwater heater was replaced December 2019. Oven/range as well as washing machine is less than one year old. Private area of complex; patio backs up to wooded area. Plenty of storage throughout. Patriot Ridge offers many amenities including a swimming pool, tennis courts, clubhouse and tot lot. Central located in New Windsor - minutes to Vails Gate shopping area, Route 9W for convenient travel north to Newburgh Beacon Bridge and Metro North Station in Beacon and south to West Points, Palisades Parkway and NYC. Less than 10 minutes to Salisbury Mills Train Street, Stewart Airport, I-84/I-87 interchange.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$362,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $290,000 | $290,000 | $290,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $369 | $369 | $369 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,954 | $1,954 | $2,506 |
Total Monthly Payment | $2,398 | $2,398 | $2,950 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.