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Located in an established neighborhood in the northern section of East Lyme, this well-maintained home offers a serene and private living experience. From the large front porch to the grand two-story foyer, the main level provides a perfect blend of comfort and practicality. The open kitchen features newer appliances and a six-burner Jenn-Air cooktop with downdraft, along with a spacious pantry. The upper level boasts a primary suite with a tray ceiling and an upgraded full bath filled with natural light from the skylight. A versatile bonus room adds to the home's appeal, offering additional space for a home office, gym, or entertainment area. With laundry facilities conveniently located on the upper level, household chores remain discreet and do not disrupt daily life. The backyard is a private getaway, perfect for entertaining on the large deck and enjoying views of the local wildlife.
Type | Description | Dimensions | Level |
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Bedroom 1 | Wall/Wall Carpet | 13.6 x 12.6 | Upper |
Bedroom 2 | Wall/Wall Carpet | 12.7 x 12.6 | Upper |
Dining Room | Hardwood Floor | 12.7 x 12.7 | Main |
Eat-In Kitchen | Bay/Bow Window,Pantry,Hardwood Floor | 16.7 x 17.7 | Main |
Family Room | Sliders,Hardwood Floor | 17.4 x 14.1 | Main |
Living Room | Hardwood Floor | 12.6 x 14.1 | Main |
Primary Bedroom | Bedroom Suite,Walk-In Closet,Wall/Wall Carpet | 21.7 x 14.1 | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $733 | $733 | $733 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,638 | $3,638 | $4,667 |
Total Monthly Payment | $4,463 | $4,463 | $5,492 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.