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Come live the Ortega Yacht Club Condo life! With expansive river views from every room, Unit 404 at Ortega Yacht Club is built for entertaining or relaxing. This elegant, yet comfortable 3 bedroom 2 & 1/2 bath beauty is waiting just for you. . The living and dining area is spacious and bright, with a good sized balcony to enjoy river breezes. The kitchen has storage galore. , with jade colored granite counters. The guest bedroom also has a balcony with expansive river views. The 3rd bedroom has been redesigned as a den/tv room, with nice built-ins. The master bedroom has been made even more spacious with the balcony being enclosed, while maintaining the beautiful view. Nice built-ins add to the generous storage spaces. . Ortega Yacht Club is a close-knit community of only 48 units. . There is a communal party for most holidays and an informal cocktail gathering every Thursday at 5: 30, by the pool. Come be a part of the fun and fellowship that is Ortega Yacht Club! Listing Agents are happy to accompany any showings to answer questions and a complete tour of the property, amenities and grounds. Condo fee includes water, sewer, garbage and recycling collection, exterior maintenance and insurance, landscaping and pool. HVAC systems are individual water to air units, fed by a cooling tower and boiler located on the roof of the building, helping to keep your power bill in check.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $307 | $307 | $307 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,456 | $4,459 |
Total Monthly Payment | $3,859 | $3,855 | $4,858 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.