3095 SPIRO Circle, Jacksonville, FL, 32246 | $1,775,885

Luxury at its finest is found inside the award-winning Egret V! This home is perfect for those who want to enjoy a large, open floor plan. Enter this home through a grand gallery style foyer that provides an immediate view into the open living room, covered lanai, and backyard. The view out to the large covered lanai brings in plenty of natural light. The living room creates the heart of the home and is complemented by the gourmet kitchen and nook. The master suite features plenty of privacy as well as a large walk-in closet and spacious bath. A functional utility/laundry room is located near the garage for all your storage needs.

Features

  • Amenities: Basketball Court, Children's Pool, Clubhouse, Fitness Center, Gated, Jogging Path, Playground, Tennis Court(s)
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 75'
  • Laundry: In Unit
  • Style: Spanish
  • Year Built: 2024
  • Garage: 3-car
  • Heating: Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 3,154
  • Lot Size: 75'
  • HOA Fee: $109 Annually
  • Elem. School: Kernan Trail
  • Middle School: Kernan
  • High School: Atlantic Coast
  • Appliances: Disposal, Tankless Water Heater
  • MLS#: 2033640
  • Days on Market: 179 days
  • Website: https://www.raveis.com
    /eprop/2033640/3095spirocircle_jacksonville_fl?source=qrflyer
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Ruth BalladaresSales Associate

203.829.3829

Ruth.Balladares@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 130058

203.952.8600

Joseph.Mollica@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Alex FerroInsurance Sales Director, William Raveis Insurance

203.610.1536

Alex.Ferro@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3095 SPIRO Circle, Jacksonville, FL, 32246

$1,775,885

Ruth Balladares

Sales Associate

William Raveis Real Estate

Phone: 203.829.3829

Ruth.Balladares@raveis.com

Joseph Mollica

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.952.8600

Joseph.Mollica@raveis.com

NMLS Mortgage Loan Originator ID 130058

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,420,708 $1,420,708 $1,420,708
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.620% 6.735% 6.806%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,215 $9,097 $12,474
Total Monthly Payment $9,340 $9,222 $12,599

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.