Welcome to Apt 3F at The Woodlands. This Jr. 4 room apartment has nice-sized living room and primary bedroom, a home office / 2nd bedroom and a SE-facing balcony perfect for your morning cup of coffee. This nice home also has an eat-in-kitchen that has been updated, a renovated bathroom, great closet space and hardwood floors throughout. The Woodlands is a full-service co-op in the heart of Riverdale with a full-time doorman, live-in building manager, indoor and outdoor parking (subject to availability), as well as a fitness room, laundry room, storage room, separate bike storage area, a children's play area, and a well kept garden. Location, location, location! This fabulous location is conveniently located near shops, restaurants and public transportation. Dogs are welcome. Monthly maintenance is $1, 192. 94 and the balance of the Assessment ($84. 25 monthly until 12/31/2024) for Local Law 11/98 will be paid by the seller.
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,800 | $239,800 | $239,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,636 | $1,594 | $2,056 |
Total Monthly Payment | $1,711 | $1,669 | $2,131 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.