WELCOME HOME! This spacious and meticulously maintained 5 BEDROOM, 3 FULL BATHROOM, 2 STORY home with 2820 sq. ft. of living space located in the well established community of Oak Hill Reserve is a must see! LUXURY VINYL (2023) and TILE FLOORING THROUGHOUT the ENTIRE HOME, NO CARPET! The front of the home is welcoming with a beautiful stone front elevation, mature lush landscape and a side entry 2-CAR EXTENDED GARAGE. Upon entering the DOUBLE ENTRY DOORS into the foyer you are greeted with a TALL CEILING, coat closet, and a formal living room/dining room combination with an abundance of natural light. Stairs with wrought iron railing lead to 4 BEDROOMS, LAUNDRY ROOM and a LOFT on the SECOND FLOOR. Details of arched doorways and openings throughout the home. Heading through the arched doorway at dining/living room you will find an OPEN CONCEPT KITCHEN/FAMILY/BREAKFAST AREA. You'll enjoy cooking and entertaining in the beautiful kitchen with GRANITE countertops, STAINLESS STEEL APPLIANCES, TILE BACKSPLASH, 42" CABINETS, RECESSED LIGHTING and ISLAND. The upgraded kitchen will be any baker or chefs delight with spice drawer, pull-out shelving, ample countertop space and WALK-IN PANTRY. French doors at breakfast area lead to the large covered lanai. Home sits on . 33 acres and can be fenced in per HOA requirements. Back inside and down the hall through the beautiful GLASS FRENCH DOOR the DEN/5th BEDROOM with WALK-IN CLOSET and private access (pocket door) to 3rd FULL BATH W/GLASS ENCLOSED SHOWER could accommodate the occasional overnight guest. The PRIMARY BEDROOM ON SECOND FLOOR IS OVERSIZED and private with double door entry doors and a large WALK-IN CLOSET. Primary Bathroom is spacious with, CERAMIC TILE FLOORING, SEPARATE COMFORT HEIGHT VANITIES, GARDEN TUB, GLASS ENCLOSED STAND-ALONE SHOWER W/2 SHOWER HEADS, LINEN CLOSET and ENCLOSED TOILET. The Laundry Room located before primary retreat and is equipped with overhead cabinets and laundry sink. The loft could be a great gathering space for family game and movie nights. Secondary bedrooms are large in size and the second floor FULL BATH, located adjacent to bedrooms #2 & #3, has a shower/tub combo with ceramic tile flooring. The large 12 X 16 BONUS ROOM/4th BEDROOM w/CLOSET located at the front of the home above the garage could also be utilized as an exercise space, home school/office area or painting studio. . . the possibilities are endless. NOTABLE FEATURES: ROOF (2023) LUXURY VINYL FLOORING (2023) EXTERIOR PAINT (2020), REFRIGERATOR(2020), GUTTERS, RACHIO IRRIGATION SYSTEM (2022), SPEAKERS/SURROUND SOUND. Community offers a playground, park with pond view and the COMMUNITY POOL is located in short walking distance!! Nature lovers will delight in the fact that you are minutes to Wekiva Springs State Park, Kelly Park Rock Springs and a short distance to Historic Mt. Dora. Enjoy family fun at the nearby Northwest Recreation Complex featuring multiple athletic fields, amphitheater, walking and bike paths, playgrounds. Conveniently located minutes from the 429 Expressway for easy access to shopping, dining, downtown Orlando and the airport. This home won't last long. Call your agent for a showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,999 | $479,999 | $479,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $164 | $164 | $164 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,234 | $3,190 | $4,116 |
Total Monthly Payment | $3,490 | $3,446 | $4,372 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.