A WATERFRONT community, fully renovated with custom and high-end touches throughout. It is currently set up for a short term rental called Sally's Helm that sleeps 6 and can be sold furnished; no tenants have stayed since renovations. I welcome you to Sally's Helm in Lazy Days vacation resort. The community has an incredible clubhouse with a small gym and large meeting place. Salt water pool, kayak launch and the best part is a marina on St. John's River! There is also boat and trailer storage upon availability. This roughly 766 sqft Park model has been completely remodeled from ceiling to floor. New faucets, Frigidaire appliances, vanity, floors, beadboard ceiling, heat and a/c mini split, and painted floor to ceiling inside and out. Luxury wall treatments with wood accent and shiplap in many rooms and high end granite countertops to finish the look. The most exciting thing about this lot is it backs up to Florida State land and has a completely secluded outdoor seating space. A storage shed in the rear of the home. It has a pond and St. Johns River views. Come watch the Turkeys, Deer, Alligators, and Birds in this tranquil town. Do not forget this River has some of the best Bass fishing in the country. Check Sally's Helm out in the most upcoming small town in Florida, Welaka!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $25 | $25 | $25 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,267 | $1,250 | $1,612 |
Total Monthly Payment | $1,366 | $1,349 | $1,711 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.