Amazing location in the heart of Riverside and wonderfully updated, this move-in charmer is ready for you to make it home! Now offering 2% of sales price towards closing costs/interest rate buydown! This delightful property features a first floor bedroom suite, along with two other primary sized bedrooms on the second floor sharing an oversized Jack-and-Jill primary bathroom. Downstairs features an open living and dining space, a spacious updated kitchen and walk-in pantry, and rear mudroom/laundry room area. Thoughtfully updated over the past five years including a fully renovated kitchen, two spacious updated bathrooms, updated electrical and plumbing, a new roof in 2020 and much more. Property is also designated CRO, allowing it be used as a mixture of residential/office or full commercial use. Home sits on a large lot with a fantastic backyard, plenty of driveway parking and gated parking outback, and is just a few blocks from all that Riverside and Avondale have to offer! In 2020 property was renovated by previous seller with a new roof, new exterior painting, updated electrical with all knob and tube wiring removed, updated plumbing, renovated bathrooms, and a new kitchen. Current owner has had Alpha foundation company come in and work on foundation, installed a new AC unit, installed insulation in the attic, refinished the hardwood floors, painted the interior, had the front door replaced with historically approved door, electronic driveway gate installed, bamboo privacy plantings in the back yard, a brand new shed and deck around it, along with other improvements.
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,600 | $351,600 | $351,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $345 | $345 | $345 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,369 | $2,337 | $3,015 |
Total Monthly Payment | $2,789 | $2,757 | $3,435 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.