IN-LAW APARTMENT, NEW FIVE BED SEPTIC AND UPDATED PLUMBING (2020), FRESHLY PAINTED (2024) . . these are just a few of the highlights of this beautiful home. Charming and full of character describes it best. Conveniently located on a side road in the center of Chepachet, close enough to be involved in all the towns activities while being able to maintain privacy and enjoy your own backyard oasis! The fully fenced-in backyard with the multi-level deck is great for relaxing and entertaining! Plenty of room to add a pool or garage. Bring your ideas, the possibilities are endless. Inside, there is enough room for the whole family. Featuring five bedrooms, two and a half baths, first floor laundry and lots of space. This home could be used with the in-law or leave the doors open and enjoy it as a single family. The choice is yours! The home has been well maintained over the years, there is nothing to do here except to move in and make it your own. In-law recently updated with a new kitchen floor, painted cabinets with new hardware and and fresh paint in the living area. Football cookouts, nights by the firepit, or reading a book on the deck while watching the bunnies play in the yard are just a few things you could be doing. Schedule your showing today and be in this home while the weather is still nice enough to enjoy the yard. SELLER IS OFFERING A ONE-YEAR HOME WARRANTY!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $407,920 | $407,920 | $407,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $435 | $435 | $435 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,817 | $2,748 | $3,470 |
Total Monthly Payment | $3,344 | $3,275 | $3,997 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.