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Beach lovers and those seeking a coastal lifestyle will find this property in Lordship the perfect retreat. Located conveniently close to restaurants, beaches, and a 5-star hotel, this home offers a spacious living area with plenty of natural light, an open kitchen, a dining area, an office, and a laundry room. Venture upstairs The sunny and airy second floor offers versatile options: it can be transformed into a cozy Family Room, a flexible bonus room, or a creative art studio. The choice is yours to personalize and enjoy. Three bedrooms (the primary bedroom has a new bath, and sliders to a back deck. The second bedroom has a full bath, and sliders to a back deck. The third bedroom has a partial bath). The house has been raised and is Fema Compliant, with an outdoor elevator for easier transportation of groceries and heavy items, as well as for accessing the upper level. Additionally, there is a two-bay garage, new under-the-house walls and floors for extra storage, a new patio, and a new walkway leading to the new backyard firepit.
Type | Description | Level |
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Bedroom 1 | Skylight,Balcony/Deck,Full Bath,Sliders,Hardwood Floor | Upper |
Bedroom 2 | Partial Bath,Hardwood Floor | Upper |
Family Room | Ceiling Fan,Sliders,Hardwood Floor | Upper |
Full Bath | Main | |
Kitchen | Breakfast Bar,Granite Counters,Tile Floor | Main |
Living Room | Ceiling Fan,Combination Liv/Din Rm,Tile Floor | Main |
Office | Tile Floor | Main |
Primary Bedroom | Remodeled,Balcony/Deck,Ceiling Fan,Full Bath,Sliders,Hardwood Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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Loan Amount | $1,112,000 | $1,112,000 | $1,112,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.335% | 6.612% | 6.433% |
Monthly Tax Payment | $1,114 | $1,114 | $1,114 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,578 | $7,029 | $9,535 |
Total Monthly Payment | $7,817 | $8,268 | $10,774 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.