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This LIGHT & BRIGHT 2 bedroom/1 bathroom Extended "Vineyard" patio Villa located in the beautiful Village of Hammock at Fenney with majestic oak trees!. Built in 2021, this 2/1 Villa will make the perfect second home, investment property, or full-time residence that is both Manageable & Move-in-Ready! The exterior features a Low-Maintenance Landscaping & Privacy Fence along the rear, with a generous backyard - great for dog lovers. Spacious interior with VAULTED CEILINGS. The Kitchen boasts beautiful Cabinets , STAINLESS Appliances, GAS COOKING, Pantry Storage, & INSIDE LAUNDRY. Additional features: INTERIOR LAUNDRY and PRIVACY, quiet street, not close to the Turnpike or 301 traffic noise. The well-appointed kitchen boasts modern appliances, ample counter space, and plenty of cabinets for storage, making it a chef's delight for preparing meals and entertaining guests. The adjacent dining area offers the perfect setting for enjoying casual meals with family and friends. Retreat to the master bedroom suite, a tranquil oasis featuring a generously sized bedroom with Luxury Vinyl Planking and a private ensuite. The second bedroom is equally comfortable and versatile, ideal for accommodating guests, creating a home office, or pursuing hobbies. Big and beautiful wheelchair accessible bathroom. Brand new gutters installed. Step outside to your private oasis, where you can relax and unwind while enjoying the beautiful Florida weather. Whether you're sipping your morning coffee, or simply basking in the sunshine, this outdoor space will become a favorite spot for enjoying the outdoors. This patio villa also offers convenient features such as ample storage space, a laundry area, and a 1. 5-car garage. Additionally, as a resident of The Villages, you'll have access to many amenities and activities, including golf courses, swimming pools, recreation centers, and social clubs, ensuring there's always something exciting to do right at your doorstep. This home is conveniently located near shopping, dining, medical facilities, and major highways and offers tranquility and convenience. Whether you're seeking a permanent residence or a seasonal retreat, this 2-bedroom, 1-bathroom patio villa in The Villages, Florida, offers a wonderful opportunity to embrace the coveted Florida lifestyle.
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Our Executive Mortgage Banker:
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$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $265 | $265 | $265 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,428 | $1,409 | $1,818 |
Total Monthly Payment | $1,768 | $1,749 | $2,158 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.