Discover the perfect bungalow to call home in the heart of St. Petersburg. Just a mile away from the vibrant downtown and a mere half mile from the Rays baseball stadium, this charming house occupies a spacious corner lot in an esteemed neighborhood that's sought after for its location, safety, and flood-free environment being in a no flood zone. This unique property consists of 3 bedrooms and 2 bathrooms in the main house, along with a detached mother-in-law suite featuring an additional bedroom, bathroom and large walk-in closet. As you enter the main house you’ll experience the charm of owning a meticulously maintained piece of history: original hardwood floors, basket weave tile, a wood-burning fireplace, spacious rooms, 10-foot ceilings, and nearly 2, 000 livable sq/ft. In the backyard you’ll have a spacious courtyard where you can enjoy your mornings relaxing on the built in deck while taking in the serene green environment. The outdoor space is limited to your imagination and boasts endless opportunities to customize your personal outdoor haven. Recent upgrades include a newer roof, updated fencing, a freshly painted exterior, new garage doors installed in 2023, reglazed windows, and a regularly maintained AC system. The detached ADU offers substantial income potential and is laid out for the privacy and convenience of a future renter. This unit is separately metered for electric and gas, has a separate back alleyway entrance, separate washer and dryer unit, and a fully functioning studio interior. Another advantage you have is ample parking with a total of 4 parking spaces; a 2 car garage and 2 car parking pad along with street parking. Schedule your showing today to experience firsthand everything this bungalow has to offer!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,920 | $639,920 | $639,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $293 | $293 | $293 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,311 | $4,253 | $5,487 |
Total Monthly Payment | $4,696 | $4,638 | $5,872 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.