Charming and completely remodeled 3/2 with a loft & new railing, great for a play area or 4th bedroom. Home built in 1938 on a generous 53 x 110 downtown lot. Walking distance to Canal Street restaurants, shopping, farmers market, & just 2 miles to the beach and Flagler Avenue! This home is HIGH and DRY- NO prior damage or flooding! Updates to this 1, 225 sq ft home include a new metal roof, new energy-efficient windows and doors, new kitchen cabinets, 2 new baths, refinished and sourced original 1930s hardwood floors, tankless on-demand hot water system, new ceiling fans, CAT-5 wiring for internet & TVs, new antenna for streaming, new picket fence & gate, new gutters, new shower door, new landscaping front & back, new raised garden beds, new shed for crafts or woodworking, new paver firepit with outdoor seating, and a low maintenance yard with new drip line irrigation. Spacious 14-foot shiplap ceilings with recessed lighting make the space feel large and provide plenty of light. Plenty of storage space with walk-in attic. Generous back deck with custom bar under a shade tree that looks out onto a private fenced backyard with tropical trees all around the property, outdoor shower, and newly rebuilt one-car garage with custom shelving. Washer and dryer included. Termite bond transferable. Furniture negotiable.
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Our Executive Mortgage Banker:
Our Insurance Division:
$669,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $535,920 | $535,920 | $535,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $256 | $256 | $256 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,611 | $3,562 | $4,520 |
Total Monthly Payment | $3,959 | $3,910 | $4,868 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.