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Welcome to this unique Raised Ranch-style home, featuring an attached apartment, perfect for extended family, guests, or rental income. Situated in a peaceful neighborhood, this property offers a versatile living arrangement that can cater to various needs. The main house with 3 beds, 1. 5 baths, while needing some updating, especially the flooring, provides potential to create your dream home. The living spaces are waiting for your personal touch to bring them to life. The attached 2 beds, 1. 5 bath, legally permitted apartment comes with its own entrance, providing privacy and independence. Each kitchen has a slider to it's own deck. The mudroom/porch provides another entrance into each unit. Outside, you'll find a generous yard, perfect for outdoor activities and gatherings. With a bit of TLC, this property can become the perfect blend of comfort and functionality. Don't miss this opportunity! Title V passed. Town water. Solar panels. Roof is only 2 years young.
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$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $467 | $467 | $467 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,689 | $2,653 | $3,423 |
Total Monthly Payment | $3,231 | $3,195 | $3,965 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.