Someone once said, ''the countryside holds the key to simplicity, peace and renewal. '' Welcome to country life in this charming ranch-style home located in the heart of Callahan. Situated on a spacious 1. 14 acre lot w/ mature trees including a mass producing lemon tree, this well-maintained home offers comfort & convenience. Updated kitchen w/ SS appliances & updated bathrooms. Master bedroom features an en-suite bathroom & walk-in closet. Separate dining room & family room allows for holiday entertainment. Close proximity to downtown Callahan shops & restaurants w/ easy access to major highways for commuting to Jacksonville or Amelia Island. Home is in move-in ready condition that is perfect for first-time buyers or someone looking to relax among the peace & tranquility the country has to offer. Roof replaced in 2017, HVAC & Water Heater replaced in 2021 & brand new well (2024). All appliances will convey. Shed will convey. Quiet neighborhood with no HOA. See private remarks.
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Our Executive Mortgage Banker:
Our Insurance Division:
$374,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,920 | $299,920 | $299,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
Monthly Tax Payment | $241 | $241 | $241 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,896 | $1,822 | $2,372 |
Total Monthly Payment | $2,212 | $2,138 | $2,688 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.