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Wonderful opportunity to purchase an untouched 10 acre parcel of land for privacy, peace and quiet in Southern Vermont, far from the big cities, as your secluded retreat. Entirely wooded right now and suitable for clearing a homesite with views to the south and east. There is an ideal area for building your future home or camp on the slightly sloping 1. 5 acre former pasture to the front of the property next to the road. Lower on the land, a stream crosses through the property, fed from a pond on the neighbor's 125 acre property. If building is in your plans, you would need to have a percolation test done and septic system design for the number of bedrooms you would want. You would also have to have a well drilled. Power is available right at the town road frontage. The aproximate dimensions of this parcel are: average width 320', average depth 1, 390'. In spite of the relative isolation, the property is only about 12 minutes from North Adams, MA or a half hour from Williamstown, MA. It would be about 45 minutes to Wilmington Vermont and Lake Whitingham for boating, fishing, and relaxing on the water.
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Our Executive Mortgage Banker:
Our Insurance Division:
$59,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $47,920 | $47,920 | $47,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $323 | $323 | $414 |
Total Monthly Payment | $398 | $398 | $489 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.