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Perfectly sited just a few blocks from lush Depew park on one side and bustling downtown Peekskill on the other, is this lovely three bedroom, two bath home. Have you been searching for an opportunity to live in an affordable, character-filled home in Peekskill? Look no further! Past the new front fence and under the protection of the canopy of a beautiful tree, step up to the large porch with detailed wood-work. Enter the home into the living room, with plenty of natural light, hardwood floors, and wood molding. Stroll though the spacious, open dining room, into the eat-in kitchen, with stainless appliances and a nearby conveniently located laundry room and pantry. Upstairs, find three comfortable bedrooms - the primary having a large bathroom with clawfoot tub/shower and a deep closet. Next to the full hall bathroom are the painted stairs up to the large attic space - with plenty of current storage and potential. Back downstairs and outside, the wide, two-level deck is a perfect entertaining space, and opens to the expansive rear yard, with a classic garage for bonus storage. All of this, mere moments to restaurants, shops, schools, and the train line. Stop by!
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Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $866 | $866 | $866 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,695 | $2,695 | $3,457 |
Total Monthly Payment | $3,653 | $3,653 | $4,415 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.