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River Club affords the benefits of Lakewood Ranch without the CDD. Enjoy the morning sunrise as it lifts above the par three 15th hole on the large, screened lanai designed to entertain. Notice the wildlife including the numerous water birds in the lake adjoining the home. This Arthur Rutenberg home features an open floor plan with an eat-in kitchen with stainless steel appliances, lots of storage and light for easy cooking. Entertain guests easily with the accessible dining area. The entire home is positioned so that the kitchen, dining and living area enjoy the golf course and lake views through the 3 panel sliding glass doors. The main living area features hardwood floors. Enjoy the views from the main bedroom or use your private entrance to the lanai for that perfect cup of coffee with the sunrise or a quiet night’s enjoyment under the stars. An ensuite bath has an updated shower, and very large walk-in closet. The second bedroom is split from the master providing privacy. Each bedroom is separated by what is now being used as an office. A two car garage provides ample storage and you can have peace of mind knowing someone else takes care of the yard. This home is being offered optionally furnished. Bring your bags and move right in. River Club is minutes from UTC mall with its shops and unlimited dining. You are a few miles from Sarasota’s world class beaches, cultural offerings and shopping. Tampa, St. Petersburg and Clearwater are nearby and are commutable. Do not miss this opportunity.
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $230 | $230 | $230 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,560 | $2,560 | $3,284 |
Total Monthly Payment | $2,865 | $2,865 | $3,589 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.