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Welcome to 75 Portland St, a stunning single-family home in the heart of Lancaster! This spacious, privately situated property offers a luxurious & comfortable lifestyle with 5 bedrooms, 3 bathrooms, and a variety of impressive features. Step inside the spacious entry that leads you to the generously sized living areas. The open floor plan kitchen is a chef's dream, complete with custom cabinetry, granite countertops, & stainless-steel appliances. Gather & entertain guests in the formal dining room or cozy up by the fireplace in the great room. Retreat to the sunroom to relax & enjoy the abundant natural light. The primary suite boasts a private en-suite full bathroom. There's also guest suite with a private ¾ bath. The right wing of the home offers 2 more bedrooms & another ¾ bath. The 5th bedroom is on the 2nd floor. It would make a terrific office space! Outside, you will find a back deck overlooking the nicely landscaped backyard, providing the perfect spot for outdoor gatherings. A two-car garage with direct entry to the home provides convenience and protection from the elements. The full basement offers incredible dry storage space! There's also a newer standby generator. You'll find yourself within close proximity to some of the area's most desirable amenities. With its impressive features & convenient location, its the perfect place to call home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $520 | $520 | $520 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,869 | $2,866 | $3,697 |
Total Monthly Payment | $3,481 | $3,478 | $4,309 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.