550 Moriches Road, Smithtown (Head Of The Harbor), NY, 11780 | $3,590,000

Rare opportunity to own Custom 6000 sq ft New Construction in a most private and sought after original Estate Area of the famed White Family. Stately circular driveway welcomes you to this beautifully designed 5 en Suite Bedroom Home. Flanking the open 2 story entry foyer you will enjoy the privacy of the Library with dramatic French double door entry and Formal living room, The coffered ceiling which extends through to the soaring great room highlighting the natural gas fireplace and open to custom designer kitchen with Merillat Masterpiece custom cabinetry, quartz countertops and center island, Sub-Zero 48'' Stainless refrigerator, Wolf 48'' dual fuel range, Wolf microwave drawer, Bosch stainless steel dishwasher with 3rd tray, undercounter XO beverage/wine refrigerator. Stunning Main Floor en Suite Bedroom, Powder Room, Walk-in pantry, mudroom, covered porch with outdoor gas fireplace complete the first level. Spacious and luxurious sencond floor provides 3 additional en Suite Bedrooms and the exquisite Primary Suite featuring separate sitting room, dressing area, dual walk in closets, private balcony, luxurious spa bath with steam shower, soaking tub and radiant heated tile floors. Full service laundry room complete this level. Custom millwork, paneling with chair rail and crown moulding throughout, hardwood #1 oak or maple floors, James Hardie siding, Anderson 400 series double hung windows, 3 car garage with Amarr carriage house garage doors, 10, 000 sq ft sod and inground sprinklers, dramatic pea gravel circular drive, bluestone porches and walkways, full basement with walk out, 400 amp electric service, 4 zone high SEER CAC, Hydronic 4 zone heating, energy star home. 600 ft private drive entry. Specs available upon request, Smithtown Schools and Beaches

Features

  • Town: Smithtown
  • Rooms: 12
  • Bedrooms: 5
  • Baths: 5 full / 1 half
  • Style: Estate
  • Year Built: 2024
  • Garage: 3-car Attached
  • Heating: Natural Gas, Hot Water, Radiant
  • Cooling: ENERGY STAR Qualified Equipment
  • Basement: Full, Unfinished, Walk-Out Access
  • Approx Sq. Feet: 6,000
  • Acreage: 2.33
  • Est. Taxes: $35,000
  • Lot Desc: Wooded, Near Public Transit, Private
  • Elem. School: St James Elementary School
  • Middle School: Nesaquake Middle School
  • High School: Smithtown High School-East
  • School District: Smithtown
  • Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer, Wine Cooler
  • MLS#: 3561856
  • Days on Market: 132 days
  • Website: https://www.raveis.com
    /eprop/3561856/550morichesroad_smithtown_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Daniel Gale Sothebys Intl Rlty   Phone: 631-689-6980

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

550 Moriches Road, Smithtown (Head Of The Harbor), NY, 11780

$3,590,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,872,000 $2,872,000 $2,872,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.500% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.955% 6.612% 6.182%
Monthly Tax Payment $2,917 $2,917 $2,917
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $16,533 $18,153 $24,236
Total Monthly Payment $19,575 $21,195 $27,278

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.