Rare opportunity in sought-after Red Hook! Welcome to 26 Spencer Dr, a spacious ranch-style home offering affordability in a prime location. Situated on a private 1. 57-acre wooded lot with lawns big enough to play on, this 1971 gem boasts both charm and potential. Step inside to discover 2300 square feet of flexible, open, space. On the main level are 3 bedrooms, a full bath, a living room and a super huge eat-in kitchen. The living room offers access to a second-level deck, offering peaceful views of your wooded surroundings. Cozy up on chilly evenings next to the wood-burning fireplace. The living room is open to the kitchen and dining rooms but still separate. The lower level is bright and expansive with walk-outs to a, partially covered back patio and the garage. There is a large family room, a laundry area, full bath and a very large 4th bedroom or bonus room, perfect for guests, a home office, playroom or gym. In addition to its great layout, lush private yard and desirable location, this home features modern amenities including stainless steel appliances and a gas stove in the spacious eat-in kitchen. Recent upgrades include central AC installed and Powerworkx whole house energy system to save on energy costs and ensure comfort throughout the seasons. Located in a friendly community with few comparable homes at this price point, 26 Spencer Dr. presents a unique opportunity to own a slice of tranquility in Red Hook. Affordable homes in Red Hook don't last long schedule your showing today and envision the possibilities of making 26 Spencer Dr. your new address.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $612 | $612 | $612 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,892 | $1,842 | $1,260,807 |
Total Monthly Payment | $2,579 | $2,529 | $1,261,494 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.