No HOA! Roof 2023! The house is a charming single-family 3-bedroom 2 bath residence located in a quiet residential area of St. Petersburg. It features a well-maintained front yard with beautiful curb appeal. The exterior is freshly painted in a classic neutral color. The property boasts a classic Florida architectural style giving it a timeless and welcoming appearance.
Upon entering, you are greeted by a spacious living room with laminate floors and large windows that provide ample natural light. The living room provides a comfortable area for relaxation or entertainment, while the adjacent dining area offers a place for family meals or gatherings. The 2bedrooms with laminate floors and 1-bedroom with tiles offers comfortable living quarters and can be customized to suit various needs. The home also features two bathrooms, adding convenience and privacy.
The kitchen is modern with granite countertops, plenty of space for meal preparation and plenty of cabinet space for storage. It is a functional and aesthetically pleasing space, perfect for those who enjoy cooking. Throughout the house, there are ceiling fans and central air conditioning to keep the interior comfortable year-round.
One of the standout features of this property is the inviting backyard which includes a 30x15 sparkling swimming pool and screened in Lanai. Perfect for relaxing and cooling off during warm Florida days, the pool offers a private oasis for enjoyment and entertainment. A screened-in lanai off the back of the house provides a perfect spot for outdoor dining or relaxing. The backyard is fenced for privacy and has plenty of space. The backyard includes a storage shed for storing outdoor equipment such as gardening tools or pool accessories.
Additionally, the location of this property is highly desirable. St. Petersburg offers a vibrant and lively community with numerous amenities, including shopping centers, restaurants, parks, and recreational activities. Residents of this neighborhood enjoy easy access to major highways, making commuting to other parts of the city a breeze. This home offers a blend of modern amenities and traditional charm, making it ideal for families or anyone looking to settle in a peaceful community in St. Petersburg. Love where you live !
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $99 | $99 | $99 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,475 | $2,472 | $3,137 |
Total Monthly Payment | $2,649 | $2,646 | $3,311 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.