**WATERFRONT LOT ON SALMON FALLS RIVER**COOP COMMUNITY** THIS IS A FABULOUS LOCATION WITH A NICE 2 LEVEL YARD THAT SLOPES TO THE RIVER. THE HOME IS HUGE WITH 1600 SQ FT OF LIVING AREA!! THE HOME HAS A LARGE ADDITION THAT WAS ADDED TO THE HOME AND IS ON A CONCRETE SLAB FOUNDATION. THERE IS CENTRAL A/C, THE FURNACE IS ONLY 3 YEARS OLD, AND THERE IS A SECOND HEATING SOURCE WITH THE PELLET STOVE TO KEEP THE HEATING COSTS DOWN. THE ROOF WAS PUT ON IN 2015 AS WELL. THE HOME RE SIDED WITH A GORGEOUS LARGE NAVY BLUE VINYL SIDING! THERE IS SO MUCH ROOM IN THIS OPEN CONCEPT HOME. THERE IS A FAMILY ROOM, DEN , OFFICE AND 2 BEDROOMS WITH 2 BATHROOMS. THE HOME IS IN NEED OF SOME INTERIOR REPAIRS TO MAKE IT SHINE BUT WELL WORTH THE EFFORT FOR THIS LOCATION AND PRICE. THE COOP FEE IS ONLY $320 A MONTH IN THIS COMMUNITY WHICH IS VERY NICE. FAMILY COOP. . . . . DOGS AND CATS ARE ALLOWED PER COMMUNITY RULES. OPEN HOUSE THIS SATURDAY 6-29-24 FROM 11AM TO 12: 30PM. COME TAKE A LOOK!! SELLER TO FIND SUITABLE HOUSING.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,200 | $159,200 | $159,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $205 | $205 | $205 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $993 | $967 | $662,007 |
Total Monthly Payment | $1,273 | $1,247 | $662,287 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.