Under contract-accepting backup offers. Beautifully renovated 3/2 home now PRICED BELOW RECENT APPRAISAL with MUST SEE BACKYARD OASIS!! And NO FLOODING ISSUES HERE. . . this home was high & dry during recent storms including Ian & Nicole. Upgrades since 2017 include roof; flooring, knock down walls and ceiling, complete kitchen and baths renovation, HVAC(2022), on demand 4 gallon/minute TANKLESS HOT WATER HEATER(2022), LG black-stainless SMART appliances(2022) & SMART thermostat all easily controlled by a simple phone app. House is located in a quiet neighborhood just a quick walk to the Indian River for fishing and watching the dolphins play and just a short drive to the surf & sands of NEW SMYRNA BEACH. Step outside your back door to the ultimate backyard oasis - A MUST SEE!!! New fencing(ideal for you DOG LOVERS), turf, decking and outdoor kitchen under the pergola. The stock tank pool is perfect for cooling off from the Florida summer heat . A large shed 8x12 currently used as a work shop & even a full screen and projector included for movie night on the deck. This home is both FUN & FUNCTIONAL and the best part. . . ALL THE WORK HAS BEEN COMPLETED.
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Our Executive Mortgage Banker:
Our Insurance Division:
$269,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,600 | $215,600 | $215,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $99 | $99 | $99 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,434 | $1,433 | $1,818 |
Total Monthly Payment | $1,608 | $1,607 | $1,992 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.