First time to Market! This meticulously cared-for and clean property is in the desirable Christian Hill neighborhood & within walking distance of the historic Amherst Village. Move in ready. The house sits on a 2. 87 acre lot on a hill surrounded by stone walls and fields, offering excellent protection against encroachment. The beautiful fully updated kitchen has a large eat in area w/unique gas insert fireplace creating a cozy, comfortable area for entertaining. This opens to a Living Room where guests can convene. The large, separate Formal Dining Room will meet all your entertaining needs. The lovely Primary Bedroom has a custom built in cabinet, walk in closet & updated full stone bath. There is a second bedroom with a custom boutique hall bathroom. This wonderfully planned home offers a separate, family room w/fireplace on the lower level where kids can gather. This area of the house offers possibilities for an Au pair suite, home office or an in-law suite w/direct entrance from the heated 2 car garage. This level offers another primary suite, a 4th bedroom, guest bath & fully equipped laundry room w/granite counters, sink & cabinet storage. There are two separate staircases to access the main floor. The large, detached garage holds the on-demand generator. Potential 1-2 horse property. Two garages, one attached 2-car and one oversized, detached 2-3 car garage.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $740,000 | $740,000 | $740,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.987% | 6.234% | 5.805% |
Monthly Tax Payment | $955 | $955 | $955 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,144 | $4,496 | $6,096 |
Total Monthly Payment | $5,191 | $5,543 | $7,143 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.