Welcome to the active 55+ community of Scottish Highlands. This charming 2 bedroom, 2 bathroom, 2 car garage, partially furnished home is tucked back into a quiet, secluded street, located on an oversized corner lot with no rear or left side neighbors. This lovely home features a new roof (2023). Enter the home through the fully screened-in front porch, leading to the foyer which boasts a rare, large coat closet. The main living area of the home showcases an abundance of natural light beaming through the windows, which draws your eyes forward to the airy, bright, open floor plan. The high vaulted ceilings featured over the spacious living room add to the roominess feel. A connecting expanded dining area is perfect for entertaining friends and family. Continue to the incredible kitchen, which is abundantly lit with two more windows. The kitchen features ample counter space providing plenty of prep space for meal time, lots of storage, and an eat-in area with a dinette table. The owners suite is a true retreat, located at the rear of the home. Its highlights include a spacious bedroom with two closets, a private en-suite bathroom that includes two sink vanities, four medicine cabinets, a makeup desk, and a walk-in shower. The additional bedroom is located in the front of the home just behind the foyer. This room is sizeable enough for family members and guests. The full guest bath is also generously sized and located conveniently between the two bedrooms. Two hall closets service the guest bath and provide extra storage space. Just off the main living area is a bonus room that has so many possibilities for use. The very spacious Florida room in the back of the home is an air cooled space that also includes a ceiling fan. With only one neighbor on the right side and no rear neighbors, enjoy the privacy to take in the relaxing views. This area is conveniently close to medical facilities, shopping, and restaurants. Very active community featuring tons of amenities with one huge indoor and one outdoor pool, spa, shuffleboard, pickleball, and tennis courts. The main building boasts a sizable stage, ample seating and plenty of room for indoor activities. The community is known for its friendly atmosphere and welcoming neighbors, making it an ideal place to call home. FEES INCLUDE CABLE, INTERNET AND PRIVATE SEWER. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $251 | $251 | $251 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,304 | $1,303 | $1,653 |
Total Monthly Payment | $1,630 | $1,629 | $1,979 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.