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PRIVATE WATERFRONT: on pristine Island Pond in Washington, NH. You may ask, where is that? It's located just 45 min to Concord, 50 min to Lebanon, 40 min to Keene and just around the corner from Hillsborough. This turn key cottage is nestled on 1. 6 acres with 225 feet of privately owned frontage on Island Pond with sandy area for access & it's own dock. It offers cathedral ceiling, updated kitchen with granite counters & stainless appliances, pickled pine walls. There's a primary bedroom suite with soaking tub, 2 additional bedrooms & 3/4 bath. Enjoy your coffee on the expansive screened porch or listen to the loons at night. Oversized garage has a bonus room above ideal for a play room or bunk room space. Recent updates include: new plumbing, heating, electrical, closed cell foam insulation, walls, ceilings, flooring, kitchen & baths. Mini-splits for heat & A/C, pellet stove for supplemental heat. If you want to spend the day at the beach there's a huge association beach with bathrooms, picnic tables, boat launch for members & games. Island pond is great for fishing, canoeing, kayaking, boating, swimming. Showings start June 29, 2024 by appointment only. NARROW PRIVATE ROAD. NO DRIVE-BYS PLEASE.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $482 | $482 | $482 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,233 | $3,190 | $4,115 |
Total Monthly Payment | $3,807 | $3,764 | $4,689 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.