Nestled in the highly sought after Pelham Gardens section of The Bronx find this charming single family detached home offering tremendous curb appeal! Step inside this 3 bedroom duplex offering ample living space & tons of natural sunlight. Main level presents an expansive living room perfect for family gatherings, formal dining room, & fully equipped galley kitchen. Bonus room acts as a great flex space & can serve as a home office, playroom, den, etc. Upstairs find 3 bedrooms plus a full bath. Oversized primary bedroom. Downstairs basement w/ private side entrance leads into finished basement & utility room plus half bath. Additional features include an attached one car garage and driveway, offering added convenience. Outdoor space features a spacious patio perfect for hosting or to relax while enjoying your morning coffee. Close proximity to hospitals, parks & major highways. Don't miss out on the opportunity to make this beautiful home yours- schedule your showing TODAY!
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$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $492 | $492 | $492 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,498 | $3,451 | $4,452 |
Total Monthly Payment | $4,082 | $4,035 | $5,036 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.