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Step into a piece of history with this charming 1840 Colonial home, where every corner tells a story. Located directly across the street from Eastern Connecticut University, this home is a perfect blend of historic charm and modern conveniences. As you approach, you'll notice the classic exterior hitching posts, setting the stage for what's to come. Inside, stunning hardwood floors guide you through a home rich with character-coffered ceilings, tin wall linings, and decorative radiators add to its timeless appeal. The home has been lovingly updated to ensure comfort and efficiency. Enjoy peace of mind with a newer oil tank, furnace, windows, washer, and dryer. The electrical system has been upgraded throughout, featuring overhead fans and lights in many rooms. Blinds are thoughtfully installed across the home for added privacy. The spacious 2-car attached garage and private driveway provide ample parking, with additional off-street parking available. The fifth bedroom, a large finished space in the attic, is insulated and carpeted, offering a cozy retreat. This home truly marries the old with the new, creating a harmonious living space that's ready for its next chapter. As the Grateful Dead would say, "What a long, strange trip it's been, " and this home is a testament to the journey of time, love, and care it has received. Don't miss the opportunity to own a piece of history that's move-in ready and waiting for you to make it your own.
Type | Level |
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Bedroom 1 | Upper |
Bedroom 2 | Upper |
Bedroom 3 | Upper |
Bedroom 4 | Upper |
Kitchen | Main |
Primary Bedroom | Upper |
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,200 | $191,200 | $191,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $482 | $482 | $482 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,272 | $1,271 | $1,639 |
Total Monthly Payment | $1,829 | $1,828 | $2,196 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.