SELLER OFFERING $5000 CONCESSION TO BUYER AT CLOSING! SERENITY AWAITS! HERE you will find the beauty and lushness of OLD FLORIDA with the convenience of MODERN LIVING. GARDEN LAKES is a 55+ Gated Community with lots of AMENITIES, such as; Clubhouse, Community Pool, Pickleball, Tennis Courts, Fitness Center/Gym, and Walking Trails. This BEAUTIFUL 3 bedroom, 2 bathroom home will have you feeling at HOME as soon as you walk through the door. There's a Formal Living room with a Dining Room that is filled with lots of natural SUNLIGHT and makes the room feel light, airy, and fresh. The OPEN DESIGN is immediately noticeable with sightlines into the Kitchen and Family Room. And the VIEW of the LAKE from the back ENCLOSED LANAI just off of the Family Room is GORGEOUS! Cooking will be a breeze in the Kitchen that's just steps away, and you will find lots of cabinetry and counter space. Bedrooms Number 2 and 3 are all separate from the Primary Bedroom, which makes for great PRIVACY with your guests. You can retreat to your own PRIVATE OASIS in the Primary Bedroom and en-suite Bathroom. You will also find ample storage with the Primary's TWO WALK-IN CLOSETS with built-in shelving in them as well. Storage isn't an issue with this home, as there are cabinets even in the garage. UPDATES: All AC DUCTS were recently replaced, along with a Return Vent in the Primary Bedroom, and a STORM DOOR at the front door. NEWER CARPETING. LANDSCAPING has recently been completely replaced and updated as well. TILE ROOF 2012, NEWER SCREENS ON ALL WINDOWS AND SLIDERS. The Sellers have meticulously cared and loved this home, inside and out, and it shows! Just imagine, if you will, enjoying a nice cup of iced tea or coffee on your ENCLOSED and quiet lanai, while watching an abundance of bird life. You can also enjoy the PATIO just outside of the lanai, which is shaded from the trees most of the time. And be sure to watch for the Eagles soaring over the lake or the Sandhill Cranes as they walk up to greet you! The PEACEFULNESS of the LAKE, WILDLIFE, and NEW LANDSCAPING will have you in a RELAXATION state of mind! All of this and it's conveniently located close to restaurants, stores, etc. Call today for your PRIVATE SHOWING!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,947 | $1,871 | $2,436 |
Total Monthly Payment | $2,384 | $2,308 | $2,873 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.