This clean and classic New Smyrna Beach ranch-style home is perfectly located in the highly-sought neighborhood of north beach on a quiet side street that's a short walk to the inlet, surfing, and the well-loved dog beach, boardwalk and fishing pier of beautiful Smyrna Dunes Park. Drive-on beach access is just half a mile away and Flagler Avenue, with its nightlife, boutiques and magazine-worthy restaurants, is less than 1. 5 miles away! The vaulted ceilings of the spacious living area, combined with the beautiful coquina fireplace and abundance of natural light offer a warm welcome, while plantation shutters provide ample privacy throughout. The large primary bedroom includes an ensuite bathroom with shower & stand-alone vanity, a large walk-in closet and access to the back yard. The oversized screened porch showcases a pass-through window to the kitchen, ceiling fan and views of tiered flower beds and mature yellow bell trees in the lush backyard. The two-car garage and driveway offer parking for multiple vehicles - a must for all your family and friends! The home was recently painted inside and out, includes a fenced backyard, and is conveniently located near the Surf and Ocean boardwalks for walk-on beach access. Upon closing, Seller is offering to replace the A/C unit or provide a flooring credit.
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Our Executive Mortgage Banker:
Our Insurance Division:
$729,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $583,200 | $583,200 | $583,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $151 | $151 | $151 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,880 | $3,876 | $5,000 |
Total Monthly Payment | $4,122 | $4,118 | $5,242 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.