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Multiple offers. Deadline 6/30 @ 5 pm. Discover this meticulously maintained two-family home, lovingly owned by the same family since its construction in 1940. Located in a serene neighborhood, this property offers a rare opportunity for homeowners & investors alike. Each unit features 2 bedrooms & 1 bath, complemented by hardwood floors & a convenient pantry in each kitchen. Modern amenities include W/D hookups for added convenience. Outside, the property boasts a detached 2-car garage along w/a shed equipped w/electricity and beautiful gardens. The home is also prepared for emergencies w/generator hookup (generator not included). Recent updates ensure peace of mind: roof 2012, double-pane windows 2013, a reliable Buderus furnace (2009) and a new Roth oil tank in 2022. This property not only offers comfortable living spaces but also represents a sound investment opportunity w/historical charm & modern conveniences. Don’t miss out on this rare chance to own a piece of local history!
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $294 | $294 | $294 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,127 | $2,744 |
Total Monthly Payment | $2,525 | $2,496 | $3,113 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.