Open house Saturday 10/26 from 1130-1, with a finished home to view next door. Foundation is in on our last of 4 houses at this location! Check out those drone pics, this is by far the best new construction lot available in town, the yard and lawn is going to be huge. The topography we started with is gently sloping to allow a walk out basement but with a 1st level garage. This 3 bedroom home is set well off the road on over 2 beautiful acres of past farmland, with hundreds of acres of conservation land behind. Inside is a open concept layout perfect for entertaining. Kitchen is well equipped with granite tops on hardwood cabinets with softclose doors and drawers, stainless appliances, custom range hood, and big pantry. Family room with cozy gas fireplace. Upstairs are the 3 bedrooms and 2 full bathrooms. Master suite features cathedral ceiling, walk in closet and double vanity in bath. Enjoy the peaceful sights and sounds of Phillipston from the front farmers porch, or back deck
Type | Description | Level |
---|---|---|
Bedroom 2 | Flooring - Wall to Wall Carpet | Second |
Bedroom 3 | Flooring - Wall to Wall Carpet | Second |
Dining Room | Balcony / Deck | First |
Kitchen | Countertops - Stone/Granite/Solid, Kitchen Island, Stainless Steel Appliances | First |
Living Room | First | |
Master Bedroom | Cathedral Ceiling(s), Flooring - Wall to Wall Carpet | Second |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $499,920 | $499,920 | $499,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,368 | $3,323 | $4,216 |
Total Monthly Payment | $3,460 | $3,415 | $4,308 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.