Welcome to the heart of Putnam Valley. This beautifully renovated 3-bedroom, 2-bathroom home offers the perfect blend of modern comfort and serene living. Set on a quiet street near the end with minimal traffic, this single-level residence ensures peace and privacy in a tranquil setting. Inside you'll discover a fully renovated interior, featuring a spacious layout where all bedrooms and bathrooms are conveniently located on the same level. The sleek and stylish renovations make this home move-in ready, providing a fresh and inviting atmosphere. The 1-car attached garage adds to the convenience and practicality of this lovely home. One of the standout features of this property is its prime location. Nestled in a quiet and residential town, it serves as a perfect escape from the hustle and bustle of daily life, while still offering easy access for commuters. Situated right off Oscawana Lake, the property comes with lake rights, allowing you to enjoy the beauty and recreational opportunities of the lake at your leisure. Experience the best of peaceful living in Putnam Valley. This charming home offers a unique opportunity to enjoy a serene lifestyle with modern amenities in a picturesque setting.
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Our Executive Mortgage Banker:
Our Insurance Division:
$3,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,800 | $2,800 | $2,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $19 | $19 | $24 |
Total Monthly Payment | $94 | $94 | $99 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.