Welcome to this cozy traditional style residence nestled in the quiet Andalusia subdivision. This 3 bedroom, 2 bath home offers 1711 square feet of comfortable living space. Built in 2020, this home features a modern open floor plan that makes family time, entertaining, cooking, and living a breeze… Enjoy having guests feel comfortable during their stay with this spacious split floor plan and offered amenities! Don’t forget to bring your pets and let them enjoy the convenience of a fully fenced yard or have some fun at Treaty Park trails just up the road! Andalusia is a low HOA community, this home offers both affordability and peace of mind. Just tucked away off Wildwood but, residents benefit from easy access to I-95, local grocery stores, shopping centers, and are just a short 15-minute drive from Crescent Beach. Don’t miss this opportunity to own a well-appointed home in desirable St Augustine for some suburban living. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$384,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $307,999 | $307,999 | $307,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $206 | $206 | $206 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,049 | $2,047 | $2,597 |
Total Monthly Payment | $2,330 | $2,328 | $2,878 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.