Under contract-accepting backup offers. Seller may consider contributing up to one discount point toward the buyer’s mortgage or, alternatively, seller may consider contributing an amount up to 1% of the purchase price toward the buyer's closing costs with an agreed upon offer.
Welcome to your dream home in sunny Palm Harbor, Florida! This charming 3-bedroom, 2-bathroom gem features a cheerful yellow exterior that radiates warmth and a modern gray interior that exudes sophistication. With 1, 333 sq ft of open living space and a versatile bonus room, this home offers both comfort and style.
Step inside and be greeted by an inviting open floor plan that seamlessly connects the living, dining, and kitchen areas. The kitchen’s breakfast bar provides additional seating during meals. The bonus room is a permitted garage conversion, open to the living room, adds extra flexibility for your lifestyle needs. Right off the bonus room, you'll find a convenient inside laundry room, making household chores a breeze. The third bedroom offers access to a delightful screened lanai through sliding glass doors, perfect for enjoying your morning coffee or relaxing in the evening. Adjacent to the lanai is an open patio, ideal for entertaining guests. soaking up some sunshine, or having a BBQ.
Nestled at the end of a cul-de-sac, this property boasts a fenced-in backyard with Florida-friendly landscaping, providing a serene and private outdoor space. You'll find a convenient shed in the backyard for extra storage.
Recent updates include a new roof and HVAC system as of June 2024, ensuring peace of mind and modern efficiency, induction range December 2023, interior paint in 2021, and electrical outlet replacement with a surge protector in the breaker box in 2021. Both bathrooms have replaced vanities and lighting in 2021; the dining room has a new chandelier installed the same year. Plus, the home's tasteful decor adds a touch of elegance to every room.
Easy access to beautiful beaches, US Hwy 19, and a variety of shopping and entertainment options, you'll have everything you need at your fingertips. Explore the vibrant downtown areas of Dunedin, Palm Harbor, and Tarpon Springs, including the famous Sponge Docks. For fitness enthusiasts, the Pinellas Trail is a perfect spot.
Don't miss out on this affordable Palm Harbor retreat!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $287 | $287 | $287 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,361 |
Total Monthly Payment | $2,225 | $2,223 | $2,723 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.