11 Russkin LANE, Palm Coast, FL, 32164 | $329,800

Holiday Homes Alexander Floor Plan - Better Than New!

This 1-year-young home boasts a thoughtfully designed layout with 4 bedrooms, 2 baths, and a spacious 3-car garage. All the little extras you would need to add to a new construction home are already here! Enjoy the convenience of a fully fenced backyard, a shed, and a patio perfect for a fire pit. The home includes modern amenities such stainless steel appliance package, WIFI thermostat, whole house surge protector, and updated lighting. This well thought out split floor plan offers a cabinet packed kitchen which seamlessly opens to the living area, creating an ideal space for entertaining and family gatherings. Sliders lead out to your huge fully fenced back yard, a blank slate for your creativity and gardening skills. Master bedroom offers an en-suite master bath and large walk in closet. The guest bedrooms on the on the opposite side of the house for privacy. In house laundry room for convenance and doubles as a mud room. Large 3 car garage is a hobbyists dream with built-n work bench already in place.
All this centrally located in Palm Coast Florida just minutes to shopping, schools, restaurants, I95 and Rt one, 15 minute drive to beautiful Flagler Beach, 30 minutes to Daytona and Saint Augustine. Make your appointment to view this barely lived in home today!

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2022
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,552
  • Acreage: 0.23
  • Est. Taxes: $4,169
  • Elem. School: Rymfire Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: FC301888
  • Days on Market: 111 days
  • Website: https://www.raveis.com
    /prop/FC301888/11russkinlane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 6:24:50 AM)
Listing courtesy of REALTY EXCHANGE, LLC   Phone: 386-446-0017

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

11 Russkin LANE, Palm Coast, FL, 32164

$329,800

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $263,840 $263,840 $263,840
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $347 $347 $347
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,778 $1,754 $2,225
Total Monthly Payment $2,200 $2,176 $2,647

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.