NEW ROOF TO BE INSTALLED BY NOVEMBER 22nd! Welcome Home to this Lovely, well maintained Home in Spruce Creek South, a 55+ Golf Community in Summerfield just minutes from The Villages. This 2/2/2 houses 1398 heated square feet and features a wide open floor plan, vaulted ceilings, tile in all main areas, carpeting in bedrooms, ceiling fans, inside laundry room with a built-in sink and cabinetry and a split bedroom floor plan for privacy. The kitchen boasts a large flat island, granite countertops, stainless steel appliances, gorgeous backsplash and an eating area. The spacious master suite (14x13) has a large walk-in closet and the en-suite offers a walk-in shower, plenty of cabinetry for storage and granite countertops. The spacious guest room (14x11) also has a walk-in closet while the guest bathroom has a linen closet, tub/shower combination and granite countertops. Bonus Room is just off of the kitchen and can be used for a formal dining room, den, office, etc. Walk out of the sliders to your enclosed lanai (10x16) wrapped in acrylic windows. Outside there is a nice sized paver patio perfect for BBQ'ing on those beautiful Florida days and nights. This location is very convenient to the Community Center, exercise facilities, saunas, dance and exercise classes, social activities, billiards, library, nature areas and more! Golf cart access to shopping, physicians, pharmacies, and restaurants! The Spanish Springs Square is just minutes away offering nightly entertainment, restaurants and shops. Call today for your private showing.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,120 | $199,120 | $199,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $125 | $125 | $125 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,325 | $1,323 | $1,679 |
Total Monthly Payment | $1,525 | $1,523 | $1,879 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.