Welcome to your new home in MiraBay! This upgraded townhome offers a blend of comfort and convenience with 3 bedrooms, a first-floor home office, open living areas, a cozy front porch, a patio, and a 2-car garage. MiraBay is a sought-after waterfront community known for its extensive amenities, clubs, and year-round events for residents. With maintenance-free living, the monthly fee covers groundskeeping and your water bill.
With many homes affected by the devastation of Hurricane Helene, unlike many neighborhoods that faced flooding, the Mirabay Community is built at elevated heights, and all homes have remained high and dry. With its strategic design and flood-resilient location, Mirabay continues to provide peace of mind and protection, making it a standout choice for homeowners.
As you step into this bright and spacious townhome, you'll find the first floor featuring an open living area filled with natural light and stylish luxury beautiful engineered hardwood extending to the dining area. The eat-in kitchen boasts stone counters, cooking island, newer stainless steel appliances (2020) including range with air fryer and ample wood cabinets for storage. A double-door entry leads to the versatile home office or potential 4th bedroom, complete with a walk-in closet. For added convenience, a half bath is also located on the first floor.
Upstairs, the spacious primary suite serves as a tranquil retreat with a cozy reading nook, a large walk-in closet, and an en-suite bathroom featuring a large walk-in shower, a relaxing tub, and dual sinks. Two additional bedrooms share a Jack and Jill bathroom, and the laundry room is conveniently situated on the second floor.
Recent updates include new A/C units installed in 2021, complete with UV lights and WiFi thermostats, ensuring a comfortable and modern living environment. Exterior Paint 2023 and Interior Paint 2022
HOA covers all exterior maintenance, flood and property insurance, pest control, exterior painting, metal roof, weekly landscaping, and interior and exterior water. This townhome is located just steps from the Mirabay Resort Style Clubhouse, which offers a variety of amenities, including a recreation center, heated pool, waterslide, spa, gym, playgrounds, cafe, lounge, pickle ball, tennis and basket ball courts. Residents also have access to kayaks, sailboats, and paddle boards. In addition to the resort-style amenities, this townhome is also conveniently located near downtown Tampa, MacDill AFB, St. Petersburg, Sarasota, and the Gulf Beaches. This move-in ready townhome is sure to impress!
Come see this maintenance-free townhome today and experience the vibrant lifestyle of MiraBay
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,800 | $340,800 | $340,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $656 | $656 | $656 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,267 | $2,265 | $2,922 |
Total Monthly Payment | $2,998 | $2,996 | $3,653 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.