Charm abounds in this c. 1850 Federal style home with stylishly designed addition dating to 1987. The 3, 400 sq. foot floorplan features an array of casual and formal living spaces including a large first floor master suite ensuring comfortable one level living. Wood floors, high ceilings, 3 fireplaces, antique period detail and modern architectural design are present throughout. An abundance of windows invites light and beautiful views into all rooms. The modern open kitchen adjoins two cozy sitting rooms with casual dining area ideal for everyday living. In warmer months a private center courtyard with bluestone terrace provides an idyllic outdoor living space from which to enjoy the surrounding gardens and views to the Pattagansett River. A . 11 acre waterfront parcel across the street provides access to the River as well. The house enjoys a superb setting and has been lovingly lived in and well maintained.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wide Board Floor | 11.0 x 14.0 | Upper |
Bedroom 2 | Wide Board Floor | 10.0 x 13.0 | Upper |
Family Room | Book Shelves,Built-Ins,Wide Board Floor | 12.0 x 14.0 | Main |
Formal Dining Room | Bay/Bow Window,Vaulted Ceiling,Hardwood Floor | 17.0 x 19.0 | Main |
Kitchen | Breakfast Bar,Wet Bar,French Doors,Patio/Terrace,Hardwood Floor | 14.0 x 14.0 | Main |
Living Room | Vaulted Ceiling,Book Shelves,Fireplace,Patio/Terrace,Hardwood Floor | 22.0 x 29.0 | Main |
Office | Wide Board Floor | 14.0 x 13.0 | Upper |
Other | Book Shelves,Dining Area,Wide Board Floor | 11.0 x 15.0 | Main |
Other | Wood Stove,Wide Board Floor | 13.0 x 15.0 | Main |
Other | Wall/Wall Carpet | 6.0 x 7.0 | Upper |
Other | Laundry Hookup,Wall/Wall Carpet | 6.0 x 7.0 | Upper |
Primary BR Suite | Book Shelves,Vaulted Ceiling,Dressing Room,Fireplace,Full Bath,Hardwood Floor | 17.0 x 20.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,180 | $1,180 | $1,180 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,224 | $5,740 | $7,701 |
Total Monthly Payment | $6,529 | $7,045 | $9,006 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.