Under contract-accepting backup offers. ***100% SPECIAL FINANCING AVAILABLE - NO PMI - FOR HOMESTEAD BUYERS. *** WELCOME HOME to this attractive Mediterranean-style home in the quaint and serene community of Lake Dorothea Grove in North Zephyrhills. This impeccably maintained 2 bedroom, 2 bathroom gem is super cute and comfy, and it’s loaded with updates and upgrades that provide tremendous bang for your buck! The kitchen and bathrooms have been updated with NEW CABINETRY and GRANITE COUNTERS. The home has NEWER WINDOWS (2013) throughout which are encased by PLANTATION SHUTTERS that add a touch of sophistication and provide personalized energy efficiency by allowing you to control the natural light to your liking. The TRUE TILE ROOF (2017), ensures durability and longevity, giving you peace of mind for years to come and it gives the home a Mediterranean flare that is strikingly appealing. As you approach the front of the home, you’re greeted by bright and tidy LANDSCAPING that further enhances the home's curb appeal. The spacious . 25 ACRE LOT with a FENCED BACKYARD offers plenty of room for play or other outdoor leisure activities such as gardening. The DETACHED SHED (2012) provides ample storage for all your tools and supplies, allowing you to actually use your 1 CAR GARAGE for parking. The rear ENCLOSED FLORIDA ROOM provides a calming space where you can enjoy the backyard view and watch the sunrise as you sip your coffee in the morning. The expanded COVERED PATIO allows you additional space for storing your grill and it would be a lovely place to put a picnic table for open-air dining. Living in Lake Dorothea Grove means being part of a community with a friendly, owner-managed HOA that keeps fees LOW at just $72 quarterly. This quiet, peaceful neighborhood is also zoned for TOP-RATED SCHOOLS, ensuring excellent educational opportunities for your family. This home has it all: desirable LOCATION, turnkey, comfortable LIFESTYLE, and an affordable PRICE! Call today to discover for yourself what a peaceful oasis you’ll have here, at LAKE DOROTHEA GROVE! ***100% SPECIAL FINANCING AVAILABLE - NO PMI - FOR HOMESTEAD BUYERS. ***
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $216,000 | $216,000 | $216,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $96 | $96 | $96 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,348 | $1,312 | $898,200 |
Total Monthly Payment | $1,519 | $1,483 | $898,371 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.