Welcome to your waterfront paradise! This exquisite 2-bedroom, 2-bath condo in Palma del Mar in Isla del Sol offers stunning water views and direct access to the bay. Located in a vibrant community, this residence combines coastal charm with modern amenities.
Paired with lighted community walking paths and a fishing pier just outside your back door -- this location can't be beat. Close to walking, the pool, and steps down to the water this first floor condo is calling YOUR name!
Step inside to a spacious, light-filled living area that flows seamlessly into a dining space, perfect for entertaining. The updated kitchen features sleek countertops, contemporary cabinetry, and stainless steel appliances. New A/C, renovated second bathroom as well as impact windows and sliders in 2021!
Both bedrooms are generously sized, with the primary bedroom offering an ensuite bath and a walk-in closet. The second bedroom is perfect for guests or as a home office.
Enjoy your morning coffee or evening cocktails on the spacious lanai, taking in the breathtaking water views. Walk out onto what seems like your own private backyard to the small fishing pier to catch your dinner! The sparkling pool is also just steps away to take your morning dip! The community offers resort-style amenities, including a sparkling pool, hot tub, and lushly landscaped grounds.
With easy access to downtown St. Petersburg, vibrant dining, shopping, and cultural attractions, this condo is ideal for those seeking a luxurious waterfront lifestyle. Don’t miss the opportunity to make this stunning Palma del Mar condo your new home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$460,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $368,000 | $368,000 | $368,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $579 | $579 | $579 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,542 | $2,479 | $3,130 |
Total Monthly Payment | $3,195 | $3,132 | $3,783 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.