Totally turn-key!! Spacious 3 bedroom year-round ranch is now on the market. Large eat in kitchen has gas stove, kitchen island and plenty of cabinet space. All kitchen contents, appliances, pots, pans, utensils, dishware and home furnishings are included. Ready to be rented on day one or enjoyed by the new owner. Skylight, wood burning stove, large bedrooms, bath with tub and bonus yoga/art studio/meditation space. Easy one level living with plenty of room to spread out. Rare and desirable one car detached garage for car, boat, ATV or workshop. Enormous lawn space for fire pit, yard games, picnics, and pets. Crawl space cleaned out and spray foamed, and septic serviced 7/2024. Successful rental and owner used. Location, location! Walk to all the amenities as this house is on the lake side of Smallwood. Non motor boat lake for swimming, kayaking, and fishing. Civic Park with tennis, pickleball, basketball, play area and clubhouse. Hike the waterfall and Forest Reserve and bring the pup to the dog park. Join the heated pool club. Something for everyone! Nearby Bethel Woods, festivals, farmers markets, lakeside dining, Delaware River, Resorts World Casino and Kartrite indoor waterpark.
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Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $255 | $255 | $255 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,472 | $1,434 | $981,367 |
Total Monthly Payment | $1,801 | $1,763 | $981,696 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.